My Wealth Ledger is the complete, private money universe you've been missing. Every asset you own, every payment you earn and spend, every loan and every dream — captured in one beautiful, encrypted diary that never leaves your computer. See your total net worth at a glance and keep your whole family on the same page.
Your wealth doesn't live in one place — it's spread across banks, demat accounts, gold at home, a rental property, your car and more. Without a single ledger, you will never truly know where you stand.
Savings in one bank app, mutual funds in another, gold in a drawer and a property you "remember the value of." No single view of what you actually own — so you can never see your true net worth at a glance.
How can you set an honest savings goal, build a budget, or track your debts without knowing your monthly income, expenses and liabilities in one place? Scattered data means guesswork planning.
Your true wealth is assets minus liabilities. My Wealth Ledger totals everything automatically — every bank balance, holding, property, loan and monthly installment — and shows your exact number in one glance.
Wealth is usually a family matter. Yet there's rarely one place to see each member's assets, income and expenses together — so important financial conversations stay unclear.
Seventeen smart sections cover every corner of your wealth and a dashboard ties it all together into a single, confident number.
The home dashboard instantly shows your TOTAL NET WORTH, monthly income and monthly expenses — with category breakdowns, a cashflow chart and investment profit & loss. Watch your empire grow in real time, not in a messy spreadsheet.
Savings, current, FD & RD accounts — plus demat portfolios with equity, mutual-fund and commodity breakdowns.
Precious metals, bonds & corporate FDs, and the physical cash at hand or home — all with live value tracking.
Properties with attached deeds, business & partnership stakes, foreign investments, vehicles and crypto — every asset, one ledger.
Log salaries, business earnings, bills, loan installments and daily spends with ease. Understand exactly where your money goes each month.
Track loans, installments and credit-card dues with monthly and annual totals — and watch your obligations shrink.
Automatic budget monitoring flags "Over budget" the moment you cross a category limit, and highlights upcoming dues so you never miss a payment.
Set savings targets and watch progress bars fill from "25% complete" to fully funded. Set monthly spending limits per category.
Attach documents, export to CSV, generate formatted PDF reports and back up by simply copying your vault folder.
Most finance apps upload your life to a server. My Wealth Ledger works the opposite way — everything stays inside an encrypted vault on your own PC.
No servers, no cloud, no sync. The app never connects to the internet for anything. Your data is stored only in an encrypted database on your device.
Your entire diary is sealed with SQLCipher encryption and a personal 4–6 digit PIN. Even someone sitting at your PC cannot read a single number without it. Includes security-question recovery.
No accounts, no advertising, no analytics, no third-party trackers of any kind. There is nothing to collect and nothing to sell — ever.
Wealth is rarely a solo journey. My Wealth Ledger lets you see your whole family on one calm, clear page — so important money conversations finally make sense.
Add family members and see each person's assets, income and expenses at a glance.
Understand the full household picture — from one member's salary to another's shared home loan.
Plan together with confidence — shared goals, shared budgets, and one true household net worth.
Fresh from time to time — revisit and update your numbers regularly so the whole family stays aligned, not guessing.
From the summary dashboard to goals and family members — a clean, calm interface designed to make personal finance feel effortless.
Savings, current, FD & RD accounts with balances.
Equity, mutual-fund & commodity holdings.
Bonds, debentures & corporate deposits.
Gold, silver, jewellery & more.
Physical cash at hand and at home.
Global holdings beyond your home market.
Properties with attached deeds & documents.
Business & partnership holdings.
Cars, two-wheelers and more.
Bitcoin, Ethereum & other digital assets.
Salary, business & other earnings.
Bills, installments & daily spending.
Loans, installments & credit-card dues.
Monthly spending limits per category.
Savings targets with progress bars.
Per-member wealth breakdown.
Category breakdown, cashflow chart & P&L.
No accounts, no cloud, no learning curve. Just you and your finances.
Install from the Microsoft Store, open the app, and choose a personal 4–6 digit PIN. Your vault is encrypted and locked.
Create entries for your bank, demat, gold, property, income, expenses, loans and goals. Attach documents and photos along the way.
Watch your net worth update in real time, review budgets and insights, and share the full picture with family members — all offline, all private.
Your complete, private money universe — available now on the Microsoft Store for Windows 10 & 11.
One-time download · 100% offline · No accounts · No data collected · Privacy Policy · License
Questions, feedback or feature ideas? Reach out anytime — a real human from TheHobbyist will reply.
