Net worth tracker software for Windows — see your total wealth instantly

Your net worth, calculated for you

Your net worth is simply total assets − total liabilities. Bank balances, investments, property, your share of a business, and even the value of metals and crypto count on the positive side. Home loans, credit-card dues and other borrowings count on the negative side.

With My Wealth Ledger you don't keep that arithmetic in your head. Enter each asset where it belongs, and the dashboard rolls everything up into one live net-worth badge — along with this month's income and expenses, and the underlying cashflow picture powering it.

Coverage for assets of every kind

• Bank accounts — savings, current, salary and fixed deposits with bank-wise monthly/quarterly totals.
• Demat & brokerage — portfolios, holdings, buy prices and current value for your stock investments.
• Bonds & corporate FDs — face value, coupon and maturity tracking.
• Precious metals & cash — gold, silver and physical cash balances.
• Foreign investments — overseas accounts, ETFs and holdings.
• Real estate, business & vehicles — property, business equity and vehicle valuations.
• Crypto — coins, tokens and current valuations.

Liabilities, budgets and goals keep the picture honest

A net worth that ignores debt is fiction. My Wealth Ledger tracks loans and credit-card dues with monthly and annual totals so your balance sheet is honest. Budgets automatically flag when a category runs over its limit, and savings goals show percentage progress — so you're not just tracking wealth, you're building it.

One encrypted vault, one-time price

Every asset, liability and transaction lives in a single encrypted SQLCipher database on your PC, locked behind a 4–6 digit PIN. Export to CSV, generate PDF reports with profit & loss and charts, and back up by copying one folder. It's a one-time ₹109 purchase on the Microsoft Store — no subscription, no account, no analytics.

One number summarises your entire financial life. My Wealth Ledger keeps that number accurate, private and always at hand.

Who is a net worth tracker for?

Anyone building wealth over time — tracking savings growth month by month, watching debt shrink, or planning for major goals like a house or retirement. It works equally well for an individual and a household: the Family Members section keeps per-member assets, income and expenses organised in one ledger.